Customized Funding and Servicing Solutions
for Businesses
Our Services
Conrad Acceptance Corporation is the funding and servicing division of The Conrad Companies. CAC supports businesses that need a dependable way to finance customer purchases, service payment plans, manage receivables, or create cash flow support from qualified contracts.
Our programs are designed to help businesses reduce internal administrative workload, create more flexible customer payment options, and improve visibility into account performance. Whether your business needs dealer financing, loan servicing, a purchase program, or a cash flow advance option, CAC can help evaluate the right structure based on your business model and account needs.
Dealer Financing
Conrad Acceptance Corporation provides dealer financing solutions for businesses that want to offer customers an alternative way to pay for delivered products or services.
Dealer financing can help businesses support more sales opportunities by giving qualified customers access to structured payment options, while helping the business create a more consistent receivables process.
Best for: Businesses selling delivered products or services that want to offer customer payment flexibility.
Common Use Cases:
– Offering payment flexibility to customers
– Supporting sales of delivered products or services
– Creating a structured payment option
– Reducing friction at the point of sale
– Helping qualified customers move forward with a purchase
Key Benefits:
– Supports customer affordability
– Helps increase payment flexibility
– Creates a more structured receivables process
– Reduces the need to manage financing entirely in-house
– Can support stronger sales conversion when properly structured
Loan Servicing
CAC provides loan servicing and receivables management support for businesses that need help administering customer accounts after the sale.
Our servicing support may include payment processing coordination, account administration, customer communication, reporting, and ongoing account support.
Best for: Businesses that already offer payment plans, contracts, memberships, tuition agreements, promissory notes, or other receivables that need consistent servicing.
Common Use Cases:
– Servicing customer payment plans
– Managing ongoing account administration
– Supporting payment processing coordination
– Providing account reporting and visibility
– Helping reduce internal administrative workload
– Supporting customer account communication
Key Benefits:
– Creates a more organized account management process
– Helps improve payment tracking and visibility
– Reduces internal servicing burden
– Supports consistent communication and follow-through
– Gives clients a dependable partner for ongoing receivables support
Purchase Program
Through CAC’s Purchase Program, Conrad Acceptance Corporation may purchase qualified unsecured contracts from approved clients. Funding may be immediate or structured based on the terms of the program, contract type, and financial strength of the client.
This program can help businesses improve cash flow by converting qualified receivables into working capital instead of carrying the full contract balance internally.
Best for: Businesses with qualified unsecured contracts that want to improve cash flow and reduce receivables exposure.
Common Use Cases:
– Improving cash flow from qualified receivables
– Reducing the burden of carrying contract balances internally
– Supporting business growth with more predictable funding
– Creating a scalable receivables funding option
– Managing qualified customer contracts more efficiently
Key Benefits:
– Helps convert qualified receivables into working capital
– Can reduce receivables pressure on the business
– Supports growth without relying only on internal collections
– Offers a structured alternative to managing contracts in-house
– May be customized around client needs and program qualifications
Cashflow Advance
The Cash Flow Advance Program is an alternative to the Contract Purchase Program for clients who may not need a full contract purchase but still need cash flow support around the cost of the sale.
This may include business expenses such as marketing, product or service delivery, commissions, or other sale-related costs. The program is designed to help qualified clients access funding support while maintaining a practical structure around their receivables.
Best for: Businesses that need cash flow support for sale-related costs without requiring a full contract purchase.
Common Use Cases:
– Covering sale-related costs
– Supporting marketing or fulfillment expenses
– Managing cash flow timing gaps
– Funding customer acquisition costs
– Supporting business growth without a full contract purchase
Key Benefits:
– Offers a flexible alternative to contract purchasing
– Helps support upfront sale-related expenses
– Can be structured around qualified client programs
– Supports cash flow needs tied to business growth
– Helps clients manage receivables without relying solely on internal capital
How CAC Programs Work
We Review Your Business Model
We start by learning about your sales process, customer base, contract structure, payment terms, volume, and current receivables workflow.
We Identify the Right Program
Our team helps determine whether dealer financing, loan servicing, a purchase program, cash flow advance, or a combined approach makes the most sense.
We Structure the Program
CAC works with the client to define account flow, documentation needs, servicing expectations, reporting, and implementation steps.
We Support Ongoing Performance
Once the program is active, our team provides continued support, communication, reporting, and program review as needed.
Who CAC Helps
Conrad Acceptance Corporation works with businesses that rely on customer accounts, contracts, payment plans, or receivables as part of their sales and revenue process.
CAC may be a strong fit for businesses in industries such as:
– Travel clubs and vacation ownership
– Education and career training programs
– Healthcare and elective services
– Membership-based businesses
– Associations and dues-based organizations
– Specialty service providers
– Contract-based businesses
– Other businesses with structured receivables or customer payment plans
Not Sure Which CAC Service Fits?
Many clients use more than one CAC solution. For example, one business may need dealer financing to support new sales, loan servicing to manage customer accounts, and a purchase or advance program to improve cash flow.
The best first step is a consultation. Our team can review your current process and help determine which solution is the right fit.
Frequently Asked Questions
Find answers to commonly asked questions about our products and services.
What does Conrad Acceptance Corporation do?
Conrad Acceptance Corporation provides customized funding, financing, purchase, advance, and loan servicing solutions for businesses that manage customer accounts, payment plans, contracts, or receivables.
Is Conrad Acceptance Corporation the same as Conrad Credit Corporation?
No. Conrad Acceptance Corporation focuses on funding, financing, purchase programs, advances, and account servicing. Conrad Credit Corporation provides commercial collections support for delinquent accounts placed by clients.
What is dealer financing?
Dealer financing allows businesses to offer qualified customers structured payment options for delivered products or services. This can help support sales while giving customers a more flexible way to pay.
What is loan servicing?
Loan servicing is the ongoing administration of customer accounts, payment plans, reporting, payment activity, and account support after the sale.
What is the Purchase Program?
The Purchase Program allows approved clients to sell qualified unsecured contracts to Conrad Acceptance Corporation. Funding may vary based on client strength, contract quality, and program structure.
What is the Cash Flow Advance Program?
The Cash Flow Advance Program is an alternative to the Purchase Program for clients who need cash flow support around sale-related costs but may not need a full contract purchase.
How do we get started?
The best first step is to request a consultation or submit a client application. CAC can review your business model, account structure, and receivables needs to determine which program may be the best fit.
Let’s Build the Right Receivables Solution for Your Business
Whether you need customized funding, dependable account servicing, or commercial collections support, Conrad can help you evaluate the right path and build a program around your business.